Homeowners Insurance in Minnesota
Your homeowners insurance deserves personal attention from an experienced insurance professional. Working with an experienced, independent, and local agent is invaluable when it comes time to make a claim on your home. Protectors Insurance Agency has served Maplewood, MN and the surrounding communities for over 20 years. We’ll be here when you need us. Contact us or request quotes to get started.
Homeowners Insurance Coverage
Damage to Home & Other Structures
Covers damage to your home and other attached structures.
Personal Property Coverage
Covers property within your home, like furniture, clothing, electronics, and more.
Personal Liability
Covers bodily injury or property damage that you cause to another.
Medical Payments
Covers minor medical bills for guests injured on your property, without regard to fault.
Loss of Use
Covers the cost of alternative living arrangements if your home is unusable due to a covered loss.
Personal Injury
Covers libel and/or slander damage that you cause to another.
Jewelry & Collectibles
Covers jewelry and other high-value or collectible property for a specified amount.
Many More
There are many coverages available that may be necessary depending on your needs.
Learn more about what’s covered by standard homeowners insurance.
Frequently Asked Questions
Homeowners insurance will typically cover damage from fire, hail, lightning, wind, theft, or vandalism. Certain perils, like earthquake or flood, are excluded. In order to ensure you’ve got the correct protection for your needs, it’s important to discuss options with an independent agent.
Home insurance is required by lenders if your home is mortgaged. If you own your home outright, insurance isn’t legally required but should still be in place in most cases.
Most likely! There are many different discounts available from our insurance company partners. Some of the most common discounts are multi-policy, protective devices, claims-free, paid in full, new roof, and more
